Tools06 of 09
Sequence Explorer
If the bad years come first, how long does your money last? Twenty years of returns, the same ones twice. Slide what you take out and watch.
Good years first, $1,482,135 is left after twenty years. Bad years first, it runs out in year 12. Up to $3,500 a month lasts either way.
What you take out each month. Up to $3,500 a month lasts twenty years. That is the gold line.
Same twenty returns. Only the order changes.
Twenty made-up yearly returns, averaging about 5.6% a year, 20 of them. Not a forecast of any market.
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Short notes on this tool, one idea each, in plain words.
What this tool does and does not do
What this shows
Your savings over twenty made-up years of returns, good years first and bad years first, the year the money runs out, and the monthly draw that lasts either way.
What it does not do
The returns are made up and not a forecast; there are no taxes, fees or raises, and nothing you enter is saved.
These figures restate what you entered. They are not a projection, a recommendation, or a plan. A hypothetical illustration does not reflect the experience of any actual client. Nothing you enter is saved.
Bring the numbers. We'll talk them through.
Give us an hour. Tell us what you've built, what the tool made you wonder about, and what you want the next part of your life to look like.
For those within five years of retirement or already there, with $1 million or more set aside. No cost. No obligation.