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Income Floor Calculator

Will your checks cover your bills? Your bills every month, and the checks that come no matter what. Slide through the years and see.

Your bills, a monthRent or mortgage, food, power, insurance, the must-pays.
Social Security, a monthThe check you get, or the one on your statement.
starts at
Pension, a monthLeave it at zero if you have none.
starts at
Other checks, a monthAn annuity, rent you collect, anything that comes every month.
Your age now
$2,300
short, every month
at age 63

$2,300 short a month until 66. From 67 on, $300 to spare.

Slide through the years

Social SecurityPensionOtherShortTo spare

The years ahead

$1k$2k$3k$4k$5kyour bills, $4,100 a monthSocial SecurityPensionto spare63707580859095your age63

Each color is a check, year by year. The line is your bills. Red is a short year, gold is money to spare.

Social SecurityPensionOtherShortTo spare

Want this tool explained by email?

Short notes on this tool, one idea each, in plain words.

What this tool does and does not do

What this shows

One month at any age from now to 95: your bills, the checks that have started, and what is short or to spare, with every year at once under it.

What it does not do

It uses today's dollars with no raises, taxes or cost-of-living changes, treats a check as sure once it starts, and saves nothing you enter.

These figures restate what you entered. They are not a projection, a recommendation, or a plan. A hypothetical illustration does not reflect the experience of any actual client. Nothing you enter is saved.

· The Heard First Session

Bring the numbers. We'll talk them through.

Give us an hour. Tell us what you've built, what the tool made you wonder about, and what you want the next part of your life to look like.

For those within five years of retirement or already there, with $1 million or more set aside. No cost. No obligation.

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