Who we serve
Within about five years of retirement, or already retired.
That is the household this practice is built for. Some of them arrive with a situation that carries its own set of questions.
The household
What that looks like in practice.
Within about five years of retirement, or already retired
The decisions that matter most cluster around the day the paychecks stop. That is the window this practice is built for, from a few years before it through the years after.
Roughly one million dollars or more already set aside
Not a hurdle for its own sake. Below it, the questions are usually about saving more, which is a different job than the one we do. Above it, the questions are about order, timing and tax, which is this one.
Pieces that were never planned together
An adviser optimized the portfolio. An agent covered a risk. A CPA filed the year behind. Every piece done well, and nobody in the room together. That is the gap the plan closes.
Situations we know well
Same window, three sets of extra questions.
These are not separate practices. They are the same plan, with a few decisions that come with their own clock.
Federal employees
FERS, the supplement, TSP and the survivor election, ranked by what is irreversible. A niche we know well.
See how this works →Business owners
The years before a sale decide most of the tax, and most of what is left afterward. We can absolutely help here.
See how this works →Executives
Equity that vests on someone else's schedule, and deferred comp you elect years ahead. We can absolutely help here.
See how this works →Bring the situation, not the paperwork.
It costs nothing, and nothing is owed when the hour is over. You leave knowing where you stand, whether or not we ever speak again.
For those within five years of retirement or already there, with $1 million or more set aside. No cost. No obligation.