Client PortalBook a Session

Tools01 of 09

Five Worlds Primer

How far along is your plan? Five worlds your money lives in, and the plain statements that go with each. Tap what is true for you.

0%
Replace
0%
Protect
0%
Grow
0%
Leave
0%
Enjoy

Answer the statements below. The bars fill as you go.

Replace

your paycheck, rebuilt0 of 5
You’ve written down what a month costs you
Steady income covers the bills, even in a bad market year
You’ve decided when to claim Social Security, and why
You’ve decided on your pension or annuity options
You know which account to spend first, and which to leave alone

Protect

the plan that holds0 of 5
Three to six months of spending in cash you can reach
Health insurance sorted for the years before Medicare
A plan for who cares for you, and who pays, if you can’t
An umbrella policy large enough to cover what you own
You know what you’d sell, and what you wouldn’t, if markets fall early

Grow

money still working0 of 4
A one-page note on what you own and why
Investments picked to fund your plan, not by a quiz score
A set date each year to rebalance, and it happens
The right investments sit in the right accounts for taxes

Leave

what outlasts you0 of 5
Wills that are current
Powers of attorney and healthcare directives, signed
Beneficiaries reviewed in the last two years
A plan for the house and property
Heirs who know where everything is

Enjoy

the point of it all0 of 4
A calendar for your first year: trips, family, projects
A yearly amount you’ve agreed to spend on travel and family
Something you’re retiring to, not just away from
Health and purpose built into an ordinary week

Want this tool explained by email?

Short notes on this tool, one idea each, in plain words.

What this tool does and does not do

What this shows

A meter for each of the five worlds that fills as you answer the plain statements under it, and the world furthest behind.

What it does not do

It is a quick look, not your Five Worlds score; it does not judge, check or save anything.

These figures restate what you entered. They are not a projection, a recommendation, or a plan. A hypothetical illustration does not reflect the experience of any actual client. Nothing you enter is saved.

· The Heard First Session

Bring the numbers. We'll talk them through.

Give us an hour. Tell us what you've built, what the tool made you wonder about, and what you want the next part of your life to look like.

For those within five years of retirement or already there, with $1 million or more set aside. No cost. No obligation.

Book a SessionWhat happens in the hour →