Tools03 of 09
Floor Coverage Planner
What could close the gap? Six ways people close a gap between their checks and their bills. Slide each one and watch the gap fill.
Claim Social Security later
A later start means a bigger check, and more years to bridge first. See how much more a month.
Your pension payout choice
One life pays more a month; continuing for a spouse pays less.
An annuity that pays monthly
Lifetime income from an insurer, if the insurer can pay.
Bonds or CDs timed to pay out
Bonds or certificates of deposit maturing in the years that need income.
Cash set aside for the early years
Savings to live on until a check starts.
Part-time work
Work can stop, so it is not part of the floor.
Want this tool explained by email?
Short notes on this tool, one idea each, in plain words.
What this tool does and does not do
What this shows
Six ways people close a gap, each with an amount you choose, and how much of the gap they fill together.
What it does not do
It suggests no amounts, ranks nothing, and says nothing about whether any way fits you; that is a conversation. It saves nothing you enter.
These figures restate what you entered. They are not a projection, a recommendation, or a plan. A hypothetical illustration does not reflect the experience of any actual client. Nothing you enter is saved.
Bring the numbers. We'll talk them through.
Give us an hour. Tell us what you've built, what the tool made you wonder about, and what you want the next part of your life to look like.
For those within five years of retirement or already there, with $1 million or more set aside. No cost. No obligation.